Management Liability Insurance (D&O)
Directors, officers and managers can be exposed to claims arising from the decisions they make while running a business, and some of those claims can put personal assets, such as the family home, at risk.
Management liability insurance helps protect both the business and the people running it from unexpected liability costs. Cover varies between policies and, for some sections, the size of the business.
Key covers
Cover depends on the policy and insurer you choose. Some benefits are included automatically, others are available as options.
Employment practices liability
Claims involving breaches of employment obligations, bullying or discrimination.
Crime
Protection against employee or third-party fraud. Not all criminal activity is covered.
Defence costs
Legal costs if your business ends up in court.
Directors' and officers' liability
Protection for current, past and future directors, officers and managers against claims such as misrepresentation or breach of duty.
Corporate liability
Costs to defend and settle claims from outside parties alleging wrongful conduct, and the costs of investigations into the company's affairs.
An expert on your team.
We learn your business
We take the time to understand your business and risks, then tailor cover to fit.
We compare options
We seek terms from the insurers we deal with regularly and explain the differences in plain language.
We help when you claim
If something goes wrong, we help you prepare and manage your claim.
Flexible payment
Premium funding is available if you would prefer to pay by instalments.
Related covers
View all insurance →
Talk to us about management liability (D&O).
Tell Maggie about your business or property and we will recommend cover that fits. Email salesinsurance@yblgroup.com.au.
Any advice on this page is general advice only and does not take into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you and read the relevant Product Disclosure Statement and our Financial Services Guide. Cover, benefits and limits vary between insurers and policies and are subject to terms, conditions and exclusions. YBL Insurance Services Pty Ltd (ABN 52 640 800 282) is an Authorised Representative (No. 1281725) of MME Services Pty Ltd (ABN 75 675 435 640), AFSL 559974.