Home & Contents Insurance
Your home and belongings are among the most valuable things you own.
Home and contents insurance can cover your financial loss if your home is damaged or destroyed, and if your contents are damaged, lost or stolen. You can choose cover for listed events only, or wider accidental damage cover.
Choose your level of cover.
Listed events
Cover for specific events named in the policy.
Accidental damage
Wider cover that also includes accidental damage.
Key covers
Cover depends on the policy and insurer you choose. Some benefits are included automatically, others are available as options.
Rebuild safeguard
An extra 30% of the total sum insured if rebuilding costs more than expected. Not available on the base listed events policy.
Automatic inflation adjustment
Building and contents sums insured adjust automatically for inflation.
Burglary, theft and vandalism
Burglary or theft involving a forced break-in, and vandalism or malicious damage.
Catastrophe cover
An additional 30% of the building sum insured for declared natural disasters.
Accidental damage
Accidental breakages, trees falling in a storm and damage from vehicle impact.
Weather and water
Earthquake, tsunami, lightning, storm, rainwater, hail, wind and certain water leaks.
Environmental and statutory upgrades
Up to $5,000 for environmental upgrades and up to $25,000 for extra rebuilding costs to meet legal requirements.
Flood, fire and explosion
Flood cover is automatic, and fire and explosion are covered.
Temporary accommodation
An extra 20% of the total sum insured for accommodation while your home is repaired or rebuilt.
Liability
Up to $30 million for injury or death of a third party, or loss of their property, at a building you own or occupy.
Ready to apply?
Download the Home Insurance Application Form, fill it in on screen and sign it, then email it to salesinsurance@yblgroup.com.au. Not sure what to put? Call Maggie on 03 8538 2699 and we'll help you through it.
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We learn your business
We take the time to understand your business and risks, then tailor cover to fit.
We compare options
We seek terms from the insurers we deal with regularly and explain the differences in plain language.
We help when you claim
If something goes wrong, we help you prepare and manage your claim.
Flexible payment
Premium funding is available if you would prefer to pay by instalments.
Related covers
View all insurance →
Talk to us about home & contents.
Tell Maggie about your business or property and we will recommend cover that fits. Email salesinsurance@yblgroup.com.au.
Any advice on this page is general advice only and does not take into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you and read the relevant Product Disclosure Statement and our Financial Services Guide. Cover, benefits and limits vary between insurers and policies and are subject to terms, conditions and exclusions. YBL Insurance Services Pty Ltd (ABN 52 640 800 282) is an Authorised Representative (No. 1281725) of MME Services Pty Ltd (ABN 75 675 435 640), AFSL 559974.