Business Insurance Pack
A business takes years to build, but an accident or disaster could undo that in moments. A business insurance pack brings the main risks of running a business together in one affordable, comprehensive policy.
With the right cover in place, you can trade with confidence knowing your premises, stock, equipment and reputation are protected.
Key covers
Cover depends on the policy and insurer you choose. Some benefits are included automatically, others are available as options.
Property damage
Repair or replacement of damaged property.
Business interruption
Lost trading profit following insured damage to your property, plus additional costs and expenses incurred during a claim.
General property
Tools of trade, including laptops and tools used for your profession or trade.
Theft
Repair or replacement of stolen property.
Money
Loss of money.
Tax audit
The costs of being audited by the ATO.
Public or product liability
Compensation for personal injury and property damage you are liable for, plus the costs of defending a covered claim.
Glass
Replacement of glass inside or outside your premises, including shopfront windows, mirrors and display cases.
Employee dishonesty
Direct financial loss caused by dishonest or fraudulent conduct of an employee, first discovered during the policy period.
Transit
Your stock while it is in transit by road, air or sea.
Electronic equipment breakdown
Repair or replacement of electronic equipment that breaks down.
Machinery breakdown
Costs associated with the breakdown of machinery.
Ready to apply?
Download the Business Pack Insurance Application Form, fill it in on screen and sign it, then email it to salesinsurance@yblgroup.com.au. Not sure what to put? Call Maggie on 03 8538 2699 and we'll help you through it.
PDF · 14 pages · 300 KBAn expert on your team.
We learn your business
We take the time to understand your business and risks, then tailor cover to fit.
We compare options
We seek terms from the insurers we deal with regularly and explain the differences in plain language.
We help when you claim
If something goes wrong, we help you prepare and manage your claim.
Flexible payment
Premium funding is available if you would prefer to pay by instalments.
Related covers
View all insurance →
Talk to us about business insurance pack.
Tell Maggie about your business or property and we will recommend cover that fits. Email salesinsurance@yblgroup.com.au.
Any advice on this page is general advice only and does not take into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you and read the relevant Product Disclosure Statement and our Financial Services Guide. Cover, benefits and limits vary between insurers and policies and are subject to terms, conditions and exclusions. YBL Insurance Services Pty Ltd (ABN 52 640 800 282) is an Authorised Representative (No. 1281725) of MME Services Pty Ltd (ABN 75 675 435 640), AFSL 559974.